Conditional
Requires Letter of Medical Necessity (LOMN)
Is Plunge Cold Plunge FSA/HSA Eligible?
Retail Price
$4,990
You Save (Pre-Tax)
$1,497
Your Cost (After Tax Savings)
$3,493
* Based on 30% marginal tax rate. Adjust your rate below for accurate savings.
How to Get Approved
Requires diagnosis of chronic inflammation, arthritis, muscle injury, or mental health condition (depression, anxiety). Cold water immersion therapy prescribed for recovery/treatment. Strong case with physical therapy or sports medicine recommendation.
Don't have a doctor?
Get instant approval online for $30. Skip the appointment — a licensed physician reviews your request and issues your LOMN within 24-48 hours.
Powered by TrueMed • We may earn a commission
Free LOMN Template
Copy this template and bring it to your doctor. They'll need to customize it with your diagnosis and sign it.
Submit the signed letter to your FSA/HSA administrator along with your receipt.
Tax Savings Calculator
Retail Price
$4,990
Tax Savings
$1,497
You Pay
$3,493
By using FSA/HSA funds, you're paying with pre-tax dollars. This means you effectively save your marginal tax rate (30%) on every purchase. The higher your tax bracket, the more you save.
Don't have a doctor?
Get instant approval online for $30