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Conditional

Requires Letter of Medical Necessity (LOMN)

Is LASIK Surgery FSA/HSA Eligible?

Category: Vision

Retail Price

$4,000

You Save (Pre-Tax)

$1,200

Your Cost (After Tax Savings)

$2,800

* Based on 30% marginal tax rate. Adjust your rate below for accurate savings.

How to Get Approved

Generally FSA/HSA eligible without LOMN if correcting vision. Keep all receipts and documentation from the surgery center.

The Fast Way

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Get instant approval online for $30. Skip the appointment — a licensed physician reviews your request and issues your LOMN within 24-48 hours.

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Free LOMN Template

Copy this template and bring it to your doctor. They'll need to customize it with your diagnosis and sign it.

LETTER OF MEDICAL NECESSITY Date: [DATE] To Whom It May Concern, I am writing to certify that LASIK Surgery is medically necessary for my patient: Patient Name: [PATIENT NAME] Date of Birth: [DOB] Diagnosis: [ICD-10 CODE AND DESCRIPTION] Medical Justification: Generally FSA/HSA eligible without LOMN if correcting vision. Keep all receipts and documentation from the surgery center. I have prescribed this item as part of the patient's treatment plan, and it is not for general health or cosmetic purposes. If you have any questions, please contact my office. Sincerely, [PHYSICIAN SIGNATURE] [PHYSICIAN NAME, MD] [PRACTICE NAME] [NPI NUMBER] [PHONE NUMBER]

Submit the signed letter to your FSA/HSA administrator along with your receipt.

Tax Savings Calculator

Retail Price

$4,000

Tax Savings

$1,200

You Pay

$2,800

By using FSA/HSA funds, you're paying with pre-tax dollars. This means you effectively save your marginal tax rate (30%) on every purchase. The higher your tax bracket, the more you save.

Quick Facts

Status
Conditional
LOMN Required
Yes
Category
Vision
Price
$4,000
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